5 Things To Do Today

1. Protect your retirement savings from the taxman.
Beneficiary review, Roth conversion analysis, check IRA accounts for Basis, Custodial reviews and 401k accounts to make sure they are rolled over for more effeccientcy.

2. Know your money order.
-Free money (employers contribute)
-Tax-free money (Roth opportunities Municipal bonds, Life Insurance)
-Tax Deferred money (retirement accounts, Annuities)
-Taxable money (regular accounts, annual 1099)

3. Set realistic expectations
Make sure you are investing according to your risk profile, and are not risking high returns as you draw closer to retirement.

4. Prepare for the worst
Try to use Investments which include Tactical investing (out of declining markets, but engaged in market which are trending higher. Look for investments that keep you out of harms way.

5. Establish a life plan
Start with a discovery interview, fill out a confidential client profile review, and also a confidential Insurance review, evaluate beneficiaries, custodians, money order, risk profile.